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Interest Rate Forecast for 2020

2019 was a year for surprises. We went into the year expecting interest rate hikes, fueled by a reset in the mortgage industry, recovering from a decade of extremely low rates. Plus, most analysts expected the Fed Funds rate to increase  several times through the year, as the Federal Reserve took measures to guide the extremely mature economic expansion. What a difference a year makes! Instead of the anticipated rate increase, mortgage rates have remained very low after briefly increasing at...Continue Reading >

Keep Your New Year’s Resolutions

If you are like many people, setting - and breaking - New Year's resolutions has become a yearly right of passage. It's time to break the cycle! Whether your 2020 resolutions include a desire to live healthier, improve your finances, get a promotion at work, or take a once-in-a-lifetime trip, a little planning can help you persevere. Here are some tips: 1. Set realistic goals This is one of the areas that trip people up the most. Let's say your really want...Continue Reading >

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